Ah, the joy of the holidays. From gift card scams to fake charities, from phony money being pinned under your wiper blade to thieves swiping packages off your doorstep, scam artists crank into high gear during the holidays. Don't be caught with your guard down this holiday season. Here are 12 common Holiday scams to be aware of this holiday:
Malware e-cards: Viruses and malware often travel in e-mail attachments or links. Don’t click on an e-mail from someone you don’t know or a name you don’t recognize. When it doubt, delete!
Stranded grandkids: It’s the classic “grandparent scam.” If your grandchild, other relative or friend calls or e-mails to say they were robbed or hurt overseas, check before wiring money.
Counterfeit gifts: Low prices on luxury goods are almost always cheap counterfeits. At best, you’ll look like a Scrooge. At worst, you may be helping finance drug traffickers or terrorists.
Pickpockets: Need we say more? Keep your purse or wallet secure when shopping. Don’t get overburdened or put shopping bags down, even for a moment. Thieves are watching!
Stolen gift cards: Buy gift cards only from reputable dealers, not online or from individuals. It’s easy for a scammer to sell you the card, then pull off the funds before you can even give the gift.
Fake coupons:Be cautious when downloading coupons. Always make sure you are at a retailer’s real website. Be especially careful with coupon sites that ask for personal information.
Santa scammers: What could be jollier than a letter from Santa addressed directly to your child? Make sure the site is real and not gathering your data for identity theft purposes.
Fake charities: Charities count on end-of-the-year giving, so be generous if you can. But be careful, too, because scammers set up fake charities with similar sounding names.
Bogus websites: It’s easy to mimic a real website, with logos and everything. Red flags: http (not the more secure https), no contact information, asking for payment by wire or money card.
Travel scams: With busy holiday travel, bargains may be tempting. Be cautious when booking through online ads, never wire money to someone you don’t know, and ask for references.
Romance scams: Everyone wants a special someone under the mistletoe, so holidays are prime time for scams. Be careful with an online sweetheart who gets cozy too fast or asks for money.
Puppy scams: Be very careful buying pets online, especially at the holidays. You may get a puppy mill pooch with problems, or you may get nothing at all because it was a scam.
Those are twelve of the most well known holiday scams. Did we miss any? Please share with us your feedback!
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